Statement of the Problem
The main problem
of the research is dealing with the efficiencies in different segments of
banks. To find out the solution to the problem, the paper will focus on two
principal segments of banks. The paper will focus on the cost and earning efficiency
of private commercial banks in Bangladesh.
1.2 Scope of the study
For measuring the efficiency of the
banking sector of Bangladesh the study is conducting to the 22 sample banks
representing the conventional private commercial banks. For the efficiency measurement
some statistical tests have been used according to the nature and objectives of
the study. Relative financial ratios are analyzed to measure the efficiency.
1.3 Objectives of the Study
The main objective of this study is
to measure and to analyze the Cost and Earning efficiency of private commercial
banks of Bangladesh and to give some recommendations to improve their
efficiency. To do this, the specific objectives are
To examine how efficient the cost and
the earnings of private commercial banks are, by examining the sample banks.
To conclude the efficiency result for
the population on the basis of sample Banks.
To find the correlation between input
Rational of the Study
From the very early stage of
business evolvement in the history efficiency is a very significant term. In
all stage of national economy and business efficiency is very significant. As the banking sector has the major and
crucial role in the economy of the country and in the advancement of the
national economy banking sector has great influence, efficiency analysis of
this sector is one of the principal task. So the report has a great
1.5 Limitations of the study
The study of this kind is generally
encountered with some limitations.
Unavailability of data is a major
From among the 40 banks only 21 banks
are taken as the sample for the study.
Data accuracy cannot be ensured as
mainly secondary data collected from Annual Reports of the sample banks,
various financial stability reports, Economic trends are used in this study.
was difficult to organize the report in a simple manner within limited time.
Time is an important limitation for the preparation of the report.
However, repeated and sincere
efforts have been given to ensure the accuracy of the data used in this study.